Associate Director, Local Product Manager

Responsibilities
• Responsible for articulating the product strategy and executing product initiatives in the country for the assigned Trade and Working Capital products in conjunction with the Country Trade & Working Head.
• Working with Coverage / Sales to understand customer requirements and develop client value propositions accordingly across client segments.
• Responsible for the Trade & Working Capital product P&L within the country including responsibility over development and commercialization, pricing and utilization, and management of risks and return for the assigned products.
• Work with the Country Trade & Working Capital Head for the management of end to end product lifecycle
• Support Country Trade & Working Capital Head in developing new revenue streams with meaningful returns over the long term, through product enhancement and innovation, whilst uplifting current revenue streams through process efficiencies and digitization
• Develop jointly with Coverage / Sales teams a local strategy to drive product innovation / enhancement and commercialization
• Conduct regular reviews of the product offerings to ensure a “fit for purpose” operating plan and product agenda
• Involve in solutioning of complex deals or RFPs, and drive replication of deals / unique solutions
• Provide ongoing support and training to Coverage / Sales to facilitate product commercialization and pipeline conversion.
• Support launches of product enhancements, new products/variations, trade digitalization initiatives as required for Trade. Work jointly with Operations to improve product offerings / processes resulting in increased revenue and utilization, improve efficiency and reduce

Qualifications
• EDUCATION BACHELOR DEGREE OR ABOVE
• LANGUAGES ENGLISH, CHINESE (WRITTEN AND SPOKEN)
• Knowledge of Trade and Working Capital products
• Working capital analysis and independent fit-for-purpose assessment on credit facilities
• Solution structuring including identification and assessment of structural risks and potential mitigants

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.